Annual Conference Online Access

Annual Conference Online Access


Welcome to the 2026 Annual Conference Online Access!

We’re glad you’re joining us in St. Louis for three days of timely insight, meaningful connections, and practical ideas designed to help you and your institution move forward.

To help you make the most of your conference experience, explore the resources below, including the full agenda, speaker information, session descriptions, PAC events, attendee resources, exhibitors, and sponsors.

Whether you’re planning your schedule, learning more about a session, or connecting with industry partners, everything you need is right here.

For assistance navigating this website, connect with an IBA team member onsite or email education@illinois.bank.

Agenda

WEDNESDAY, SEPTEMBER 30, 2026
 

7:30 p.m. - 10:30 p.m. Welcome Mixer – Sponsored by Forvis Mazars, LLP - Starlight, 11th Floor
OPEN TO ALL ATTENDEES

 

THURSDAY, OCTOBER 1, 2026
 

8:00 a.m. Registration Opens - R Club

8:00 a.m. - 9:30 a.m. Breakfast Buffet & Vendor Marketplace - Khorassan

9:45 a.m. St. Louis 101 Guest Tour – Bus Departs at 10:00 am, RSVP Required offsite

9:30 a.m. - 10:50 a.m. Opening Session - Khorassan
Welcome – Dave Boulay, IBA President & CEO
2026 Illinois Banker of the Year Award Announcement
Building on Our Legacy: IBA’s Past, Present and Future Panel
Thomas Broeckling, Megan Collins, & Ashley Speed

11:00 a.m. - Noon ABA Chairman’s Update and Deposit Insurance Reform Panel - Khorassan
Kenneth Kelly, Megan Collins, Rick Parks & Kerri Doll

Noon - 12:45 p.m. Lunch Buffet & Vendor Marketplace - Foyer & Khorassan

12:50 p.m. - 1:40 p.m. Breakout Sessions (4) - Lindell (A-D)

  • Preparing for a Focus on Process and Efficiency
    Brett Rawls, Profit Resources, Inc.
  • Reciprocal Deposits as a Growth Engine
    Tony Karalekas, NBID, LLC
  • The Future of Banking: Steering Growth Through Uncertainty
    Preston Afrank, Haberfeld
  • Capital: Now Vs. Future
    Karl Brorson and Jim Crotty, Performance Trust Capital Partners, LLC

1:40 p.m. - 2:10 p.m. Break in Vendor Marketplace - Khorassan
Open Bar & Snacks

2:10 p.m. - 3:00 p.m. Breakout Sessions (4) - Lindell (A-D)

  • Stablecoin: Compliance Risks and Opportunities for Bankers
    Brian Shea, Wolf & Company, P.C.
  • From AI Experiments to Bank-Ready Operations
    Rob Zwink, Onsetto, Inc.
  • Real Risks and Smart Defenses in an AI-Enabled World
    Steve Sanders, Computer Services, Inc. (CSI)
  • Balance Sheet Advantage: Aligning Risk, Opportunity, and Strategic Goals
    Marc Gall, BOK Financial Institutions Group

3:00 p.m. - 3:30 p.m. Open bar continues - Khorassan

3:30 p.m. - 4:15 p.m. Executive Briefing on Current Issues and Opportunities - Khorassan
Robert M. Fleetwood, Partner, Group Co-Chair
John M. Geiringer, Partner, Regulatory Section Leader
Barack Ferrazzano Financial Institutions Group

4:15 p.m. - 5:30 p.m. Networking Reception & Vendor Giveaways - Khorassan

8:00 p.m. - 10:00 p.m. Hospitality Suite – Sponsored by Plante Moran - R Club
OPEN TO ALL ATTENDEES

 

FRIDAY, OCTOBER 2, 2026
  

7:15 a.m. Breakfast Buffet - Khorassan

8:00 a.m. - 8:30 a.m. Illinois Banking Legislative and Legal Update - Khorassan
Carolyn Settanni, Illinois Bankers Association
Aimee Smith, Illinois Bankers Association

8:30 a.m. - 9:30 a.m. Banker Roundtables by Asset Size - Lindell (A-C)
BANKERS ONLY

  • $0 - $500M Facilitated by Josh Hunt, BOK Financial Institutions Group
  • $500M - $1B Facilitated by Karl Brorson, Performance Trust
  • $1B+ Facilitated by Scott Eaton, SRM

9:45 a.m. - 10:30 a.m. Fireside Chat with Comptroller Gould - Khorassan

10:30 a.m. - 10:45 a.m. IBA Award Ceremony - Khorassan
PAC Bank of the Year/Community Service

10:45 a.m. Photos with Ozzie Smith - Invitation Only

11:00 a.m. - Noon Closing Session - Khorassan
Fireside Chat with St. Louis Cardinals Legend, Ozzie Smith

Speakers & Panelists

Speakers & Panelists

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Jonathan V. Gould

Comptroller of the Currency

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Ozzie Smith

St. Louis Cardinals Legend
Keynote Speaker

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Preston Afrank

Haberfeld

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Dave Boulay

President & CEO
Illinois Bankers Association

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Thomas Broeckling

First National Bank of Steeleville

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Karl Brorson

Performance Trust Capital Partners, LLC

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Megan Collins

First Women’s Bank

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Jim Crotty

Performance Trust Capital Partners, LLC

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Kerri Doll

Busey Bank

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Robert M. Fleetwood

Partner, Group Co-Chair
Barack Ferrazzano Financial Institutions Group

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Marc Gall

BOK Financial Institutions Group

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John M. Geiringer

Partner, Regulatory
Section Leader

Barack Ferrazzano Financial Institutions Group

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Tony Karalekas

NBID, LLC

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Kenneth Kelly

ABA Chairman

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Rick Parks

First National Bank of Waterloo

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Brett Rawls

Profit Resources, Inc.

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Steve Sanders

Computer Services, Inc. (CSI)

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Brian Shea

Wolf & Company, P.C.

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Carolyn Settanni

Executive Vice President
& General Counsel

Illinois Bankers Association

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Aimee Smith

Chief Policy Officer
Illinois Bankers Association

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Ashley Speed

Grundy Bank

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Rob Zwink

Onsetto, Inc.

Session Descriptions

Breakout Sessions

Preparing for a Focus on Process and Efficiency
Brett Rawls, Profit Resources, Inc.

This session explores how banks can streamline loan and deposit operations to better support lenders, customer-facing teams, and customers. Learn how customer journey maps can uncover process gaps and opportunities for improvement. Discover strategies to redesign staff roles and workflows for stronger service and greater efficiency. You’ll also learn why meaningful metrics are essential to improving performance and profitability.

Key Takeaways: Understand how to streamline and optimize internal processes for greater efficiency and effectiveness.

  • Customer Journey Maps as a discovery tool.
  • Discover strategies to restructure staff roles and workflows for optimal customer service.
  • Learn why metrics matter.

Reciprocal Deposits as a Growth Engine: Lower-Cost, Bank-Driven Solutions for a Deposit Market
Tony Karalekas, NBID, LLC 

This session examines how reciprocal deposits can help Illinois banks retain large-balance relationships amid growing competition from money market funds, Treasuries, and other alternatives. Learn how bank-driven reciprocal deposit networks can improve deposit economics, lower funding costs, and expand deposit insurance options for commercial, municipal, and high-net-worth customers. Explore practical ways to use expanded insurance coverage as a growth and retention strategy while reducing deposit flight risk. The session will also cover the evolving deposit-insurance reform landscape and what it could mean for bank funding strategies.

Key Takeaways:

  • Evaluate how bank-driven reciprocal deposit networks can reduce funding costs, improve deposit economics, and strengthen the bottom line on large-balance commercial, municipal, and high-net-worth relationships.
  • Identify actionable strategies for using expanded deposit insurance as both a growth and retention tool by winning relationships that might otherwise go to larger institutions and reducing flight risk from alternative assets.
  • Understand the deposit insurance reform landscape, including key legislation advancing in Congress, and how reciprocal deposits position Illinois banks ahead of where regulation is heading.

The Future of Banking: Steering Growth Through Uncertainty
Preston Afrank, Haberfeld

Community banks are navigating a defining period shaped by economic uncertainty, evolving regulation, AI, stablecoins, and rising customer expectations. This session explores practical strategies for responding to change while preserving the trust, relationships, and local connection that distinguish community banking. Participants will learn how to align organizational structure, culture, and strategic priorities to support long-term execution. The session will also outline a holistic approach to building a resilient, future-ready institution equipped to manage risk, adapt, and grow.

Key Takeaways:

  • Navigate economic, regulatory, and technological changes and uncertainty.
  • Implement strategies for aligning organizational structure and cultural initiatives with strategic priorities.
  • Develop a holistic approach to building resilient, future-ready institution.

Capital: Now VS. Future
Karl Brorson, Director & Jim Crotty, Managing Director, Performance Trust Capital Partners, LLC

Raising capital is only half the equation. Your community bank peers are not only well-funded but also disciplined about where and how they deploy capital. Jim Crotty and Karl Brorson of Performance Trust Capital Partners will share frameworks institutions use when allocating capital, both defensively and offensively, with a focus on earnings sustainability and regulatory capital considerations.

Stablecoin: Compliance Risks and Opportunities for Bankers
Brian Shea, Wolf & Company, P.C.

This session provides a practical introduction to stablecoins and their emerging role in the payments ecosystem. Participants will examine how these dollar-pegged digital assets work, the opportunities and risks they may create for financial institutions, and how they could intersect with existing compliance programs. The session will also outline key requirements under the GENIUS Act, including issuer oversight, reserve and redemption standards, Bank Secrecy Act/anti-money-laundering responsibilities, sanctions compliance, and related regulatory expectations.

Key Takeaways:

  • Demystify how stablecoins work and their role in financial systems.
  • Identify how stablecoins may interact with existing compliance program obligations.
  • Identify key compliance obligations arising from the GENIUS Act.

From AI Experiments to Bank-Ready Operations: A Practical Framework for Safe, Scalable Adoption
Rob Zwink, Onsetto, Inc.

This session offers a practical roadmap for moving from scattered AI experimentation to disciplined, scalable use across banking operations. Participants will learn how to determine where AI adds value—and where it should not be used—while defining appropriate human oversight and accountability. The session will show how to integrate AI adoption into existing risk, compliance, and governance structures, then move promising pilots into repeatable, auditable operational processes. Attendees will also explore the metrics needed to measure performance, manage model risk, and confirm that AI is delivering meaningful business outcomes.

Key Takeaways:

  • How to evaluate where AI should (and should not) be used within banking processes.
  • A practical framework for defining human vs. AI roles in operations.
  • How to align AI adoption with existing risk, compliance, and governance expectations.
  • A step-by-step approach to move from pilot programs to operational use.
  • Key metrics to measure whether AI is actually improving outcomes.

Real Risks and Smart Defenses in an AI-Enabled World
Steve Sanders, Computer Services, Inc. (CSI)

This session examines the fast-changing threat landscape facing community financial institutions, including AI-enabled fraud, phishing, voice cloning, and increasingly sophisticated social-engineering attacks. Participants will learn how to identify their institution’s most significant areas of exposure and assess which risks deserve immediate attention. The session will offer practical, resource-conscious security strategies to strengthen controls, improve employee and customer awareness, and support a resilient response to emerging threats. The focus is on actionable steps that fit the size, mission, and operating realities of community institutions.

Key Takeaways:

  • Identify emerging AI-driven fraud and social engineering threats.
  • Evaluate their institution’s exposure.
  • Prioritize practical, resource-conscious strategies to strengthen security and resilience.

Balance Sheet Advantage: Aligning Risk, Opportunity, and Strategic Goals
Marc Gall, BOK Financial Institutions Group

Explore where balance sheet risks and opportunities emerge—and how bank leaders can use these insights to support strategic planning, strengthen performance, and advance long term institutional goals. This session highlights the key questions executives should ask, the trade offs to evaluate, and how balance sheet decisions can directly shape the bank’s strategic trajectory.

PAC Events

Join us on Wednesday, September 30 from 11:00 a.m. – 5:00 p.m., for your choice of two unforgettable experiences.

Fee Per Person
$250: Bankers, guests, and PAC sponsoring associate members
$375: Non-PAC sponsoring associate members
Register for PAC Event

PAC Golf Outing

Tee off on the Gateway National Links Course, featuring tall grasses, lakes, wood-tie bunkers, and occasional giant cottonwoods complete the landscape. In view of the magnificent Gateway Arch, you will cross occasional stone bridges, glide on raised boardwalks through quiet wetlands, and enjoy play on the only public St. Louis golf course with bentgrass fairways within hundreds of miles. All skill levels are welcome as we raise funds and connect with fellow bankers on the course.

PAC Experience - Baseball & Brews
Get ready for a hop-filled, redbird adventure as we “Meet in St. Louis” and raise funds for Illinois Bankers PAC!  This year’s PAC Experience will kick-off at Busch Stadium with a behind-the-scenes tour, including visiting the dugout, bullpen, and game operations center.  Attendees will then visit one of USA Today’s Readers’ Choice best brewpubs award winners, Perennial on Lockwood, for a four-course lunch and beer pairing.  The day will end at St. Louis’ oldest craft brewery, Schlafly, for a tour of the brewery and their famous craft beers.

It’s an ideal opportunity to connect with industry peers, strengthen relationships, and support the advocacy work of the IBA PAC—all while enjoying one of the city’s most iconic settings.

Agenda

10:00 a.m.       Meet at Royal Sonesta - 212 N. Kingshighway Blvd., St. Louis, MO 63108

10:10 a.m.        Depart from Royal Sonesta (approx. 11 min.)

10:30 a.m.       Arrive at Busch Stadium - 700 Clark Ave, St. Louis, MO 63102

10:40 a.m.       Tour (60 minutes)

12:00 p.m.       Depart from Busch Stadium (approx. 16 min.)

12:45 p.m.       Arrive at Perennial - 216 W. Lockwood Ave., Webster Groves, MO 63119

                        Lunch, Beer Pairing, & Networking

2:15 p.m.         Depart from Perennial (approx. 18 minutes)

2:45 p.m.        Arrive at Schlafly - 2100 Locust St., St. Louis, MO 63103

2:55 p.m.        Tour (30 minutes/Groups of 10) & Networking

4:40 p.m.        Depart from Schlafly (10 min.)

5:00 p.m.        Arrive at Royal Sonesta - 212 N. Kingshighway Blvd., St. Louis, MO 63108

PAC Sponsors

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Edge One.jpg
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Disclaimer: A copy of our report filed with the State Board of Elections is (or will be) available on the Board’s official website www.elections.il.gov or for purchase from the State Board of Elections, Springfield, Illinois. All contributions to Illinois Bankers PAC are voluntary. You may refuse to contribute without reprisal. Contributions to Illinois Bankers PAC are not tax deductible.

Resources

Resources

Preparing for a Focus on Process and Efficiency

Brett Rawls, Profit Resources, Inc.

Presentation

Reciprocal Deposits as a Growth Engine: Lower-Cost, Bank-Driven
Solutions for a Deposit Market

Tony Karalekas, NBID, LLC

Presentation

The Future of Banking: Steering Growth Through Uncertainty

Preston Afrank, Haberfeld

Presentation

Capital: Now VS. Future

Karl Brorson & Jim Crotty

Performance Trust Capital Partners, LLC

Presentation

Stablecoin: Compliance Risks and Opportunities for Bankers

Brian Shea, Wolf & Company, P.C.

Presentation

From AI Experiments to Bank-Ready Operations: A Practical Framework for Safe, Scalable Adoption

Rob Zwink, Onsetto, Inc.

Presentation

Real Risks and Smart Defenses in an AI-Enabled World

Steve Sanders, Computer Services, Inc. (CSI)

Presentation

Balance Sheet Advantage: Aligning Risk, Opportunity, and Strategic Goals

Marc Gall, BOK Financial Institutions Group

Presentation

Executive Briefing on Current Issues and Opportunities

Robert M. Fleetwood & John M. Geiringer, Barack Ferrazzano Financial Institutions Group

Presentation

 

Illinois Banking Legislative and Legal Update

Carolyn Settanni & Aimee Smith,
Illinois Bankers Association

Presentation

ABA Chairman's Update and Deposit Insurance Reform Panel

Megan Collins, Moderator
ABA Chairman Kenneth Kelly
Rick Parks, FNB Waterloo
Kerri Doll, Busey Bank

Presentation

 

CPE Statement of Attendance form

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CLE Statement of Attendance

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Conference Attendees

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Exhibitors

Exhibitors

Alkami Technology - table 53

Alkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in the United States that enables clients to grow confidently, adapt quickly, and build thriving digital communities. Alkami helps clients transform through: - Retail banking - Business banking - Digital account opening - Treasury management solutions - Data and marketing solutions.

Anders CPAs and Advisors - table 18

We’re Anders, a team of CPAs and industry-focused advisors. Through a collaborative approach and a combination of tax, audit and advisory services, our team of banking advisors offer the industry insights and financial expertise needed to grow. We work with regional banks, credit unions and community banks to navigate HMDA, CRA and other complex compliance requirements and evolving regulations so they can do what they do best: helping clients reach their goals.

Associated Bank Financial Institutions & Correspondent FX Services - table 30

Associated Bank delivers correspondent banking and foreign exchange solutions tailored to community banks. Services include domestic and international payments, federal funds lines, liquidity management, safekeeping, treasury management, specialized lending, foreign currency payments in 100+ currencies, foreign bank notes, and dedicated support from experienced Financial Institutions and FX professionals.

Banc Card of America, Inc. - table 46

Banc Card is an all-in-one business solution for community banks working with more than 700 community banks in 26 states. We offer local face-to-face service to their bank partners and customers when it comes to an all-in-one fintech and payment processing solution.

BancMac - Community Banc Mortgage Corp - table 7

BancMac provides correspondent and wholesale lending and is the Community Bank Mortgage Partner for financial institutions to originate secondary market mortgage loans. Your financial institution may expand your product offerings with access to Conventional, USDA, VA, FHA, Jumbo, and Rural Living loan programs, improve your price and competitiveness, and generate significant non-interest income. We offer superior service, competitive pricing, no minimum volume requirements, Non-Solicit Protections, and more.

Bankers' Bank - table 64

Founded in 1981, Bankers' Bank is the Midwest's leading provider of banking services to community banks, with offices in the Madison, Chicago, Des Moines, and Indianapolis areas serving the four-state region and beyond. As an independent source of non-competing financial services, the Bank serves a market of over 700 financial institutions. The Bank does not serve the public, so it never competes with client banks for business.

Banzai! - table 54

Banzai is an education platform with a focus on financial literacy. We serve communities by providing unparalleled financial literacy education to schools, and we serve our partners by providing access to invaluable marketing insights and meaningful CRA opportunities.

BHG Financial Institutional Network - table 19

BHG Financial partners with banks through its Institutional Network, offering thoroughly underwritten, simple P&I loans sourced from top‑tier professionals across the U.S. Institutions can easily acquire these assets through the BHG Loan Hub, diversifying their portfolios without additional operational burden. Since 2001, over 1,750 partner institutions have earned $2.5B+ in interest income.

BOK Financial Institutions Group - R&R Lounge

BOK Financial Securities, a registered broker/dealer in all 50 states and the full-service brokerage subsidiary of BOK Financial Corporation (NASDAQ: BOKF), consists of two separate divisions: BOK Financial Advisors and BOK Financial Securities.

Brown, Edwards & Company, L.L.P. - table 42

Brown Edwards is a leading professional services firm with over 450 experts across the Mid-Atlantic, offering the resources of a large CPA firm and the personalized care of a local provider. Founded in 1967 and expanding ever since, we serve clients in Virginia, West Virginia, Tennessee, and nationwide through advanced technology. Our advisors support diverse industries—including education, construction, banking, non-profits, and government—with deep expertise and specialized credentials such as CPA, CCIFP, CFE, CVP, CRCM, and CFP. We are dedicated to helping your business grow and prosper.

Charles Vincent George Architects - table 21

Charles Vincent George Architects is an award-winning commercial & residential architectural design and planning firm. Founded in 1962, the firm has extensive experience leading financial institutions through the planning, design, and construction processes. Services include satellite and branch facility design, ATM & kiosk installations, and re-branding and merchandising services.

Common Energy - table 41

Community solar programs in 15 states empower corporations to support new, local clean energy projects while saving millions of dollars on their electricity. Join leading corporations like Microsoft, Nike and Raytheon using community solar savings to fund their ESG initiatives.

Computer Services, Inc. (CSI) - table 22

CSI is a leading provider of end-to-end financial technology solutions, helping U.S. community and regional financial institutions compete and grow. Backed by more than 60 years of industry expertise, CSI delivers a comprehensive suite of capabilities spanning core banking, digital banking, lending, payments, risk and compliance, and managed IT and cybersecurity services. CSI gives financial institutions the flexibility to deploy an open, fully integrated core platform or best-of-breed, core-agnostic solutions, enabling them to modernize on their terms. Known for its high-touch service, CSI helps financial institutions navigate disruption, strengthen account holder relationships, and drive growth in an increasingly digital-first financial landscape. To learn more, visit csiweb.com.

Computershare Communications Services - table 34

Computershare is a leader in delivering communication solutions that elevate the customer experience. From strategy, design, and composition to multi‑channel delivery and digital archiving, our solutions help you engage customers, reduce risk, and achieve measurable business outcomes.

DBE - Data Business Equipment, Inc. 
- table 26

DBE, a family-owned company rooted in exceptional service, has been bringing transforming solutions to the market since 1968. DBE supports our clients through differentiating products and services to improve their position in the market. From thoughtful solution consultation, to implementation, service and ongoing support, everything DBE does is designed to drive the best possible experience and outcomes for our clients.

DeepTarget, Inc. - table 35

DeepTarget helps financial institutions grow customer relationships through AI-powered targeting, personalized digital engagement, and measurable campaign performance. Our platform uses data-driven intelligence to deliver relevant offers and messages across digital banking and email channels, supporting acquisition, cross-sell, retention and revenue growth.

Diebold Nixdorf - table 33

Diebold Nixdorf, Incorporated (NYSE: DBD) automates, digitizes and transforms the way people bank and shop. As a leading global technology and services partner to many of the world’s top financial institutions and retailers, our integrated solutions connect digital and physical channels for consumers conveniently, securely and efficiently. Visit www.DieboldNixdorf.com for more information.

Edge One - table 12

Edge One is a leading provider of self-service and assisted self-service solutions (ATM, ITMs and TCRs) in IL, WI, MN, MI and OH. Edge One promotes a highly integrated and holistic “operations first” approach that includes sales, first line and second line service, transaction processing, compliance assistance and managed portfolio services. This approach, empowered by our highly experienced and capable associates, delivers quality, simplicity and value.

Empyrean Solutions - table 50

Empyrean's software allows financial institutions to take control of their balance sheet management, scenario planning, and risk/performance analysis in a single integrated software platform. The company offers a host of modules, including asset and liability management, liquidity stress testing, deposit analytics, budgeting, and profitability. Empyrean works with over 600 financial institutions ranging from under $100 million to over $200 billion in assets.

Engage fi - table 29

With over 1,500 successful projects completed, the team at Engage fi is a blend of consultants, educators, integrators and advocates. We are laser-focused on guiding financial institutions through our proven process and enabling them to make informed, timely decisions on vendor relationships so they can change at the speed of the consumer. Let’s Engage! www.engagefi.com

EPCOR - table 43

EPCOR is a not-for-profit payments association providing payments expertise through education, advice and member representation. EPCOR assists financial institutions and affiliated organizations in maintaining compliance, reducing risk and enhancing the overall operational efficiency of the payment systems. Through our affiliation with industry partners and other associations, EPCOR fosters and promotes improvement of the payments systems which are in the best interest of our members.

EPIC Retirement Plan Services - table 45

Committed to Your Retirement Plan Success: EPIC RPS has served the banking industry for over 40 years and is excited to leverage our experience to offer the IBA Advantage 401(k) solution to IBA member banks. The IBA Advantage 401(k) is a comprehensive solution that combines full fiduciary protection with best in class technology and a robust hands on service approach.

Evolv - table 15

Committed to Growing Your Merchant Program.  For over 26 years, Evolv has been an industry leader in partnering with banks in building their Merchant Program and increasing their non-interest income. We take a fiduciary approach with the bank’s customers, to put them in a more efficient and cost-effective solution, while helping them increase their sales and mitigate risk. Evolv offers a complete menu of payment processing and digital marketing solutions to businesses of every size and type.

Federal Home Loan Bank of Chicago - table 17

Sharon Gorrell
fhlbc.com

Email Sharon

The mission of the Federal Home Loan Bank of Chicago is to partner with our members in Illinois and Wisconsin to provide them competitively priced funding, a reasonable return on their investment in the Bank, and support for community investment activities. We are one of 11 Federal Home Loan Banks chartered by the U.S. Congress in 1932 to promote homeownership. Our members include banks, thrifts, credit unions, insurance companies, and community development financial institutions throughout our district.

Federal Protection, Inc. - table 40

Federal Protection is trusted as the financial industry security specialists. Serving since 1969, Federal is a proven innovator in security, bank equipment, and ATM/ITMs. Today, we offer the latest solutions for branch development, ATMs, ITMs, and physical & electronic security.

First Bankers' Banc Securities, Inc. - table 56

Mark Crihfield
fbbsinc.com

Email Mark

For over 35 years, FBBS has worked with over 1,000 clients in more than 30 states. Today we service investment needs for not only community banks and trust companies but also investment advisors, insurance companies, municipalities, corporations and individuals. No matter the type of client, we are committed to upholding our philosophy of exceptional service through individualized attention. Our team is dedicated to providing the appropriate products, services, and trade execution tailored to our clients’ needs. The FBBS team believes the success of our clientele is the future of our firm.

Fiserv - table 28

Fiserv, a trusted advisor to its clients & a Fortune 500 company, provides information management systems/services to financial institutions. Major services include transaction processing, outsourcing, & software for core banking, check/image processing, payments & loan management. Serving more than 17,000 clients, Fiserv is the leading provider of core account processing solutions.

Floodplain Consultants, Inc. - table 16

The Premier Flood Zone Certification Provider in the U.S. Your work team and customers deserve the best! Floodplain Consultants (FCI), a flood zone certification provider serving lenders for over 30 years, provides industry leading customer care and accuracy. Since a flood certification is required on most loans, why not partner with FCI and free up staff time to do other meaningful tasks, increase customer satisfaction, reduce the risk of costly compliance problems, and help improve your bottom line?

Haberfeld - table 24

Haberfeld works with banks in Illinois and nationwide to significantly grow primary banking relationships, resulting in additional low-cost deposits, recurring non-interest income, and loan volume. Partners add 2x more checking openings through a complete strategy that aligns frontline execution with data-driven marketing. Clients gain more ROA/ROE compared to peers, have lower cost of funds, and better manage margin compression.

HUB Taylor Advisors - table 63

Taylor Advisors, Inc. is a balance sheet management-consulting firm and an SEC-registered investment advisor servicing financial institutions. We are not a brokerage firm but a team of investment analysts and balance sheet consultants to bank executives. We work with senior officers, ALCO members, and board members to provide advice, strategies, and education in the areas of investment, liquidity, asset/liability, and risk management.

Hudson Technology Systems - table 47

The most valuable commercial relationships your bank has — or could win — are usually the ones with the most sophisticated daily treasury management needs. Multi-party disbursements. Conditional releases. Money movement governed by contract terms that standard banking core solutions weren't built to handle. These funds sit at your bank not because of the rate offered, but because their business operations depend on it. That's a fundamentally different quality of deposit than anything you acquire through price competition. Hudson builds the treasury infrastructure that makes these relationships possible at scale. We work with you to configure the financial logic your clients require — the conditions, the rules, the contractual obligations — so your bankers can say yes to your most demanding commercial clients, and deliver.

i2c, Inc. - table 23

An award-winning global financial technology innovator powering credit, debit, prepaid, core banking, and money movement solutions, i2c unifies banking and payments in an all-in-one platform, transforming product personalization with a customer-centric architecture and accelerating speed-to-market with composable building-block solutions. Community banks trust i2c to help them quickly and efficiently configure and scale differentiated financial offerings in an evolving, competitive market. Powered by innovation and driven by trust for more than 25 years, i2c blends modern ingenuity with expert reliability to supercharge exceptional banking and payments experiences for millions of users and billions of transactions worldwide.

Implemify - table 20

Implemify is an IT strategy consulting firm specializing in digital transformation, workflow automation, and CRM services. Our goal is to streamline business operations through no-code and low-code solutions, enabling companies to enhance efficiency and productivity. Implemify offers a variety of services, such as IT managed services, strategic consulting, and IT staff augmentation. A key focus is helping businesses adopt digital technologies, leveraging platforms like Salesforce and Creatio. These partnership enable clients to maximize the flexibility and functionality of their business systems, fostering innovation and growth. Implemify primarily serves small and midmarket businesses but also caters to larger enterprises, providing tailored solutions to meet diverse business needs.

Integra Loan Tech - table 11

Graham Montgomery
mibanc.com

Email Graham

Midwest Independent BankersBank provides a wide array of correspondent banking and audit services to financial institutions throughout the Midwest.

Jack Henry - table 62

At Jack Henry™, we believe the world is a better place with community and regional banks and credit unions. And we intend to keep it that way. For more than 50 years, we’ve put financial institutions at the center of our modernization. We’re here to help you innovate faster, differentiate strategically, and compete successfully – all with one goal in mind: to improve the financial health of the people you serve. Jack Henry believes our ability to drive innovation will always be rooted in our willingness to act with people’s best interest at heart. Visit jackhenry.com to learn more.

LemonadeLXP - table 61

LemonadeLXP is an AI-powered learning and knowledge platform for financial institutions. It powers staff training, frontline enablement, and customer education through engaging, interactive learning experiences to drive growth across every channel.

Locknet Managed IT - table 3

Locknet Managed IT is a premier managed security service provider purpose-built for regulated industries. With a robust presence across the Midwest, Locknet has carried risk alongside clients for over 40 years — safeguarding their networks, advancing their technology, and sharing accountability for their compliance outcomes. Through managed firewall and threat detection, remote monitoring, cloud backup, and disaster recovery, and more, Locknet delivers security and IT as one unified partnership. Audited to UCS/SOC 2 Type II standards and examined by the FFIEC, Locknet provides the highest level of trust where it matters most.

Meirtran - table 8

Meirtran is a nationwide ATM solutions provider with 30+ years of experience serving banks, retailers, and event organizers. Based in Rockford, IL, we offer sales, installation, maintenance, cash management, and compliance support. Managing 2,500+ terminals and 750,000+ monthly transactions, Meirtran delivers reliable, customer-focused service backed by proven expertise and national reach.

Midwest Independent BankersBank - table 57

Midwest Independent BankersBank provides a wide array of correspondent banking and audit services to financial institutions throughout the Midwest.

Murphy & Company - table 39

Jan Boergadine
mcompany.com

Email Jan

Murphy & Company delivers educational videos and digital user guides for your Digital Banking Platform. Drawing on our years of industry expertise, we provide innovative, brand-aligned content that drives adoption of digital banking features, and encourages account holder success.

Navanta - table 36

Katerina Buettner
navanta.com

Email Katerina

Navanta™ is the trusted technology and services partner for community financial institutions, delivering purpose-built solutions with heart, soul, and extraordinary service. Its offerings include Bankers Private Cloud®, core banking, managed IT and advisory services, cybersecurity, infrastructure, and customer engagement solutions. Navanta empowers community bankers and their people to thrive together. Go Bankers, Go.™

nCino - table 4

nCino (NASDAQ: NCNO) is the platform for agentic banking - a cloud-based solution trusted by over 2,700 financial institutions worldwide. Powered by the nCino Agentic Operating System (AOS), the platform embeds AI across commercial and consumer lending, deposit account opening, and client onboarding - enabling faster decisions, stronger risk management, and smarter relationship management throughout the customer lifecycle.

NextBranch - table 58

We specialize in ATM, ITM & TCR fully outsourced and maintenance solutions for financial institutions. We are also a trusted partner with financial institutions who are interested in branch automation and transformation.

Northland Securities - table 10

Northland Securities, Inc., Member FINRA/SIPC, Registered with SEC/MSRB, is a full-service B/D, offering investment and financial services for financial institutions, government entities, non-profit organizations, and individual investors. Northland is a leading underwriter of tax-exempt bonds and bank-qualified securities in the Midwest.

Plansmith Corporation - table 25

We've worked with thousands of banks who have struggled with competition, change, and the need to grow. Plansmith has helped more than 1,300 financial institutions improve decision-making with integrated software for strategic planning, market analytics, budgeting and risk analysis coupled with expert advisory services. Schedule your discovery call today!

Profit Resources, Inc. - table 31

Profit Resources, Inc. (PRI) helps community banks improve performance and profitability. For more than 35 years, our consultants have delivered practical solutions in payments, core system contract negotiations, strategic planning, project management, and operational improvement, helping financial institutions maximize results and strengthen their competitive position.

PTMA Funding - table 32

PTMA Funding (PTMA) is a leader in providing institutional funding options. One call gains access to our large sources of political subdivision depositors (12,000+ public entities). PTMA works in tandem with your senior management to understand funding needs and identify diversified solutions and can deploy a variety of deposit options. Through PTMA, financial institutions have been able to diversify and manage their liquidity needs with greater flexibility by utilizing tailored funding solutions. PTMA is more than just a depositor; we are your partner.

S&P Global Market Intelligence, Inc. - table 13

With margin pressures, increased regulatory focus, and evolving customer preferences, it is crucial that you have access to the data and tools your bank needs to perform. At S&P Global Market Intelligence, we provide essential intelligence to help you navigate the challenges of today’s banking industry.

SachiALM - table 60

SachiALM is an interest rate risk and asset/liability management advisory firm serving community banks in the $500M–$4B asset range. Founded by a practitioner with 13 years leading an ALM platform at Performance Trust, SachiALM delivers independent, hands-on IRR advisory built around each institution's unique balance sheet. Our goal is simple: help community banks make better decisions around interest rate risk.

Saris - table 27

Zach Goggins
saris.ai

Email Zach

Saris helps financial institutions grow without adding staff, better serve their customers and communities, and allows employees to spend more time on the work they enjoy doing by automating manual back-office operations (e.g. lending, risk & compliance, QC) using agentic AI.

Sawyers & Jacobs LLC - table 37

Sawyers & Jacobs LLC helps banks in four major areas: innovation, risk management, cybersecurity, and technology through our four brands: RedTorch Consulting, RedTail Risk Management, RedWolf Cybersecurity, and RedCape Tech Support. Our mission is to help our clients use technology securely, effectively, and profitably to better serve their customers, comply with laws and regulations, contain costs, and compete. We make banks better. To learn more and review our full list of services, visit sawyersjacobs.com.

Security Alarm - table 49

Security Alarm is a family owned and operated regional security company that services primarily Central and Southern Illinois. We serve the homes and businesses in our state by offering commercial fire alarm systems, access control, intrusion systems, and video surveillance. We pride ourselves in offering top of the line service, installation and customer care. The Banking industry is a vertical market that we have significantly grown in within the last couple of years. We believe that we have some really focused security products that are greatly improving the security of banks across our region.

SomerCor - table 55

Kimberly Brisky Blair
somercor.com

Email Kimberly

SomerCor is a nonprofit, SBA Certified Development Company that specializes SBA 504 loan origination and servicing. We partner with lending institutions to serve the capital needs of businesses throughout Illinois. Our team works with a shared and compelling mission to grow businesses, create jobs, and increase impactful investment in every community.

Strategic Resource Management, Inc. - table 14

30+ Years of Delivering Results to Financial Institutions. SRM (Strategic Resource Management) has helped 1,000+ financial institutions add more than $5 billion of value to their bottom line in areas such as payments, digital transformation, core processing, digital assets, and overall operating efficiency. SRM has lowered costs, created revenue opportunities, increased productivity, and provided a competitive edge for clients in an environment of constant and accelerating change. Visit srmcorp.com for more information and follow us on LinkedIn and X (formerly Twitter) for timely and relevant insights.

The Redmond Company - table 9

The Redmond Company, your premier design/build partner, has completed 800+ financial institution projects. Experts in Prescriptive Consumer Analytics, Market Analysis, Trade Area Analysis, Branch Deployment Studies, Site Identification and Acquisition, Brand Integration, Architecture and Construction. Redmond uses advanced analytics to identify your optimal market, trade area, area of influence and site, using “The Science of Where” and Prescriptive Consumer Analytics. Ultimately, increasing the potential profitability and ROI of your facility by selecting the best and most profitable location. Let our award-winning team help you increase the potential profitability of your facilities, improve employee productivity and enhance consumer experiences.

Titan Armored - table 48

Titan specializes in armored car cash replenishment to ATMs, ITMs, TCRs, and branch cash delivery services. We take the added step to ensure that our skilled employees are cross-trained to fully understand the equipment because our mission is to provide service and security.

Travelers Insurance, Inc. - table 6

Travelers provides community banks with a full suite of insurance products spanning management liability, crime, and cyber coverages that protect the bank and its leadership, as well as commercial property and casualty lines that protect the physical operation. Cyber is one of the fastest-growing exposures for community banks, and our CyberRisk policy is purpose-built for financial institutions. Our underwriters understand community banking: the regulatory environment, the balance sheet, and the risks that come with serving local markets.

United Bankers' Bank - table 59

Jim Houston
ubb.com

Email Jim

United Bankers’ Bank is proud to be the nation’s first and the upper Midwest’s most prominent Bankers’ Bank, serving over 1,000 community banks from the Pacific Northwest to the Great Lakes.

University of Illinois Urbana-Champaign - Gies College of Business - table 5

Gies College of Business at the University of Illinois Urbana-Champaign partners with organizations to advance talent in accounting, finance, and leadership. Through online and residential graduate programs, we help banking professionals build critical skills in data-driven decision-making, compliance, and strategic growth—fostering leaders who create value for their institutions and the communities they serve.

Veritium - table 44

Leading the AI & Cloud Revolution The traditional MSP model wasn’t built for modern Cloud transformation. There were too many barriers, from upfront consulting fees, migration charges, and long-term lock-ins. So we removed them. Our goal as a Cloud managed provider is a partnership that’s measured by your outcomes, not by billable hours.

Wolf & Company, P.C. - table 38

Wolf & Company is a national CPA and business consulting firm with a regional feel, providing assurance, tax, risk management, and business consulting services to nearly 400 institutions across the United States. With over a century of experience working with financial institutions, we pride ourselves on personalized client service and unparalleled guidance that includes direct involvement from our senior management combined with responsive service from our multi-disciplinary team. Our diverse clients represent financial institutions ranging from de novo community banks to large national institutions facing unprecedented regulatory scrutiny. Through our collaborative service strategy, we understand our clients’ challenges and opportunities, and work with them to achieve their business goals while navigating potential obstacles. A complete description of our firm is provided through our web page at www.wolfandco.com.

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